Monthly Archives: January 2015

City Burbs

The housing market continues to experience mixed results, depending on the area of the country and demographics. For example, while the homeownership rate for seniors is 80 percent, about 40 percent of those over 65 were still making house payments … Continue reading

Posted in Uncategorized | Comments Off on City Burbs

Low Oil Prices: Who Wins, Who Loses?

The national average price for a gallon of gas is less than $3, with further decreases expected. But that”s nothing new. Bear in mind that oil is a commodity, so its price varies according to cycles of supply and demand. … Continue reading

Posted in News | Comments Off on Low Oil Prices: Who Wins, Who Loses?

Is Your Retirement Just a Number?

Throughout our lives, we are identified by numbers. Social Security number. Employee ID number. Driver”s license number. The amount of money that you make. The number of children and grandchildren that you have. The value of your home. Fortunately, those … Continue reading

Posted in News | Comments Off on Is Your Retirement Just a Number?

Mortgages and Real Estate

Real estate appears to be rebounding slowly but surely. There”s even a push from government regulators to lower the down payment requirements for new mortgages. New analysis shows few borrowers are granted 3 percent to 5 percent down payment loans … Continue reading

Posted in News | Comments Off on Mortgages and Real Estate

Retiree Ingenuity

For many, the mind stays sharp as long as it continues to be challenged, and the trend of retirees working and living longer proves just that. Take Hugh Lyman, for example. When he retired, this small business owner pursued a … Continue reading

Posted in News | Comments Off on Retiree Ingenuity

Sleigh Bells Ring

The holiday season kicked off early this year, with a big winter storm in parts of the country. Beautiful, yet treacherous, photographs emerged of cars and neighborhoods entirely submerged in snow; roofs, windows and doors collapsing from the weight of … Continue reading

Posted in News | Comments Off on Sleigh Bells Ring

How Year-End Politics May Affect You

The changing of the guard in Congress has begun: out with the old, in with the new. As the GOP prepares to take a majority presence in both the House and Senate, one question looms: Are we in for even … Continue reading

Posted in News | Comments Off on How Year-End Politics May Affect You

Small Business, Small Incomes

Large corporations in America have only been around about 13 decades. Before then, America was built on the backs of small business owners. Larger companies started to take root in the mid-19th century, led by railroads and industrial firms. Small … Continue reading

Posted in News | Comments Off on Small Business, Small Incomes

Give Thanks. The Grass is Greener Here.

As we enter this holiday season, it”s worth taking a look at your individual circumstances and gauging whether your financial situation is stronger than it was last year, three years ago or five years ago. We can all find reasons … Continue reading

Posted in News | Comments Off on Give Thanks. The Grass is Greener Here.

Money: Relatively Speaking

Money is a topic that is on every adult”s mind a great majority of the time. But there”s a big difference in what people are thinking when it comes to money. Some people wonder how their earned income stacks up … Continue reading

Posted in News | Comments Off on Money: Relatively Speaking