Category Archives: 401(k) Plans

Roth 401(k)s vs. Traditional 401(k)s

By now, most Americans understand that at the very least, they should be participating in their employer’s defined contribution plan, most commonly offered in the form of a 401(k). But some companies offer two forms of these plans: the traditional … Continue reading

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How To Take Advantage of Your 401(k)

So, you’ve been saving for retirement for years, spending your entire career penny pinching and saving every morsel you can, hoping to live out your years in a stress-free, fully-funded lifestyle. You started young and have been saving ever since. … Continue reading

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The Skeletons in the Closets of Your 401(k)

401(k) plans have been the longstanding backbone of most retirement plans, and for good reason with their contribution matching programs, tax exempt contributions and tax free earnings during growth.  They seem like the perfect fit for most investment plans, but … Continue reading

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The Why, When and How of Consolidating Your Retirement Accounts

Consolidate: To combine separate items or scattered material into a single whole or mass.  The definition makes consolidation seem tidy, productive and even a bit powerful.  With all those good vibes, it’s a wonder why more people hesitate to use … Continue reading

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Tiger Woods, Trans-Fats, and your 401(k)

Recent events have caused people to turn their backs on many of the things they once loved.  Whether it’s from a revealing crash of an incident, a health conscious decision, or a movement of market and times, trends come and … Continue reading

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The Cost of a Healthy Retirement

Ever since the 2008 presidential elections, America has been in whirlwind discussions over our healthcare system.  Any American that has paid attention has had healthcare in the forefront of their mind at some point over the past four years. But … Continue reading

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Paying Attention to Your 401k Fees

The U.S. Labor Department has drawn a line in the sand with undisclosed fees being charged to employees as they contribute to their 401k. Starting later this year, those who contribute to this type of retirement account can expect to … Continue reading

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